They're two of the most significant personal and financial commitments you'll ever make.

Questions and Answers about the Seminar

Q: I’m hearing so many negative things about the financial and mortgage industries every day in the news. Is it still possible to get a fair mortgage? Should I wait until the dust settles?
A: Right now is one of the best times in years to buy a home. Interest rates and home prices are low and banks are still lending to qualified buyers, contrary to what you may be hearing or reading. Only you can decide what’s right for you at this time. Attending this seminar will give you the information you need to make an informed decision about buying a home. You’ll have the chance to get all your questions answered and feel comfortable about whatever action you choose to take.

Q: Do I need to be ready to buy a home? What if I wasn’t planning to buy until 6-12 months from now?
A: If you’re in the market now, this workshop will give you the chance to ask questions of the experts so you know just what to expect during every step of the process. If you're not planning on buying a home immediately, that's an even better reason for you to attend! Learn what you need to do to improve your credit score, and how what’s happening in the financial markets now might affect you down the road. By asking questions now and planning ahead, you’ll be in the best possible position when you are ready to buy.

Q: If I attend your seminar, will I be expected to commit to a mortgage immediately?
A: Not at all. No one should make an important financial decision like choosing a mortgage on the spot. The purpose of this seminar is to inform you about the options available to you, and hopefully remove much of the anxiety buyers often experience during the mortgage application process.

Q: If I attend the event, will I be required to get a mortgage through Team Montani or First Interstate Financial Corp.?
A: Absolutely not! We think that you'll feel very comfortable speaking with these knowledgeable experts, but you will be under no obligation to apply for or close a mortgage with them. Team Montani’s focus is to help you better understand the mortgage process so you feel informed and empowered when you leave the seminar. Your next steps are strictly up to you.

Q: What if I already have a mortgage?
A: At the event, you’ll have the chance to meet and talk with many real estate professionals — attorneys, realtors, movers — not just mortgage representatives. It’s a great way to connect with some of the service providers you’ll need throughout the buying process.

Q: There is no way I'd be able to afford a mortgage. Would I be wasting your time and mine by attending?
A: Never say never! You’d be surprised how many people Team Montani has helped to be able to afford a home. Using the practical tips you’ll learn at the seminar, you’ll discover better ways to manage your money and raise your credit score. Our only requirement to attend this seminar is that you are serious about wanting to buy a home someday.

Q: I've heard a lot about people being sold expensive mortgages and convinced that they could afford them when they really couldn’t. Is that what this is?
A: Not at all. First Interstate Financial Corp. has built its business during the last 20 years based on nearly 100% referrals. Customers come back to Team Montani — and refer their friends and family members — because they trust and respect these mortgage professionals. Team Montani would never risk damaging its long-standing reputation or jeopardizing relationships with customers by talking a buyer into something they could not afford. If all lenders felt the same way, the financial industry would not be in the mess it’s in today.